When you periodically review your budget, you may look for services and subscriptions that you should cancel. Have you ever wondered if your dental insurance policy ought to be one of them? Is your plan worth paying for, or is it a superfluous expense? You might be surprised by the answer! Read this blog post to discover three reasons why dental insurance is worth the money.
Preventive Care Is Covered
Many dental insurance plans completely cover the cost of two routine dental visits each year. Typically, all preventive services are included, such as cleanings, exams, and necessary X-rays. You may not even have to pay a deductible to keep your smile in good shape! In most cases, the value of covered preventive services exceeds the annual cost of a dental insurance plan.
You May Prevent Expensive Procedures
If you use your dental insurance policy to visit your dentist every six months, you give your oral care team the opportunity to diagnose most oral health problems while they are still in their early stages. For example, they might identify a small cavity well before it causes any noticeable symptoms. Most dental insurance plans cover 70 – 80% of the cost of fillings, so you can receive needed treatment without a lot of financial stress.
Conversely, if you do not have dental insurance, you may be less likely to visit your dentist for regular checkups. You might be unaware of developing oral health problems until they start to cause significant pain. Something that started out as a little cavity might progress to become a major spot of decay. You could end up needing root canal therapy and a crown. You might even need to get the tooth removed altogether and replaced with a bridge or dental implant. Such services can cost thousands of dollars.
You Can Protect Your Overall Health
Did you know that there is a strong connection between oral and overall health? For example, advanced gum disease is associated with an increased risk of some significant medical conditions, including heart attack, stroke, and dementia. If you use your dental insurance to maintain a healthy smile, you might delay or prevent the onset of such problems. You will therefore enjoy a higher quality of life and lower overall medical costs.
Is dental insurance worth paying for? It is if you use it! Learn how your policy works so you can start taking full advantage of it.
Meet the Practice
The compassionate and skilled team at Wellesley Dental Group offers a full range of oral health services in a welcoming environment. As an insurance-friendly practice, we accept more than 200 different insurance plans, including those from popular companies like Aetna, Guardian, and Delta Dental. To learn how we may be able to help you take full advantage of your benefits, contact our office at 781-691-4914.